Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 You might have an idea of the payment and mortgage you can afford. But will the bank feel otherwise? It's always best to prequalify for a mortgage so you know exactly how much a financial institution is willing to lend you. In the prequalification process, you will find out: - Exactly how much home you can afford. - How much cash you will need for the down payment. - The minimum down payment, and advantages of higher down payments. - What the bank feels you can afford for a monthly payment. I prequalify buyers for mortgages every day. Simply fill out the form below to get started. Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than a qualified mortgage broker. This service is also provided free of charge, and without any obligation on your part. It is part of my job as a Realtor. Once you fill out the form, I will quickly process your information and get right back to you!
Time to Move >Smart House Hunting
Serious house hunting can leave you worn out and confused at the end of the day. It is hard to remember which house had the great back yard and kitchen and which one you ruled out because of inadequate storage space. Some of the houses you visited looked familiar--like maybe you had seen them before. How can you conserve energy and keep it all straight?
The first step is to find a real estate agent who knows the area well and will only show you homes that meet your criteria. Next you should acquire a small note pad in order to keep a record of the homes you visit. Note the address, style and exterior color, as well as something distinctive about the house that will trigger your memory. Make a special note if a house has real possibilities. Jot down important pluses and minuses of each property and share this information with your real estate agent. This will help you to narrow down the houses so that you can focus on your favorites.
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| Q |
What mortgage transactions between borrowers and lending institutions operate in the private sector of the economy?
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| A |
Conventional mortgages are private sector transactions that are not insured or guaranteed by the government. |
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