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First Time Buyers >Choosing A Lender
When you are buying a new home or refinancing your present one, it is wise to do some comparison shopping among lenders. A low interest rate isn't the only criterion by which to evaluate a loan. You should also consider the terms of the mortgage, what your closing costs will be and the reputation of the lender.
Real estate agents are a good source of information about loans and lenders, whether you are buying a home or just refinancing your present home. We routinely assist buyers when they need a mortgage in order to purchase a home. We know what loan packages are available and the qualifying requirements. The companies with the lowest rates sometimes have very conservative underwriting guidelines, and may not be willing to make loans on certain types of property or to buyers who are marginally qualified. We can tell you which companies and loan officers will go the extra mile to provide excellent service to make sure that the transaction closes.
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Who is considered the world's most renowned living architect?
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I.M. Pei who retired in 1991; he earned this status after designing the glass pyramid entrance pavilion to the Louvre in Paris (1989). |
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Desiree Callender Desiree Callender & Associates, Realtors 2905 Mitchellville Rd Suite 101 Bowie, MD 20716 Phone: 301-390-2832 Phone 2: 301-390-8244 Fax: 301-390-2584 301-390-8344 Email: DesireeCallender@NUMBER1EXPERT.com Email: desiree@mris.com
Desiree Callender is the Broker/Owner of Desiree Callender & Associates REALTORS. She has been a full time Realtor for twenty-Five years and see's herself as a partner with consumers as they pursue their Largest investment. Her mind set of partnership has contributed to her consistent success and has placed her in the top 1% of all realtors in the nation. Desiree has also been recognized as the number one agent in Prince George's County and in her prior office. She was inducted into the Re/Max Hall Of Fame in 1997,the Prince Georges's County Association of Realtors Hall of Fame in 2003 and is a recipient of the prestigeous Re/max Lifetime Achievement award. Desiree is a hard worker and uses her Steategic marketing and Negotiation skills along with her Experience and knowledge to help her clients maximum on their largest investment. Closing over 1000 transactions and a consistent receipient of the highest annual production awards offered by her previous company (Re/Max) and the local board of Realtors, she continues to offer her clients OUTSTANDING SERVICE and RESULTS and would like to do the same for you. 

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